Lu, Ming Pey (2026) Bantuan Kewangan Pemangkin Kesejahteraan. (20 August 2026). in Utusan Malaysia, Petaling Jaya, Selangor, p. p. 26. (In Press)

Lu, Ming Pey (2021) Cashless Payments and Banking Performances: A Study of Local Commercial Banks in Malaysia. Technical Report. UUM. (Submitted)

Cheah, Yong Kang and Suleiman, Anita and Ramly, Masliza and Lu, Ming Pey (2025) Demographic Factors Associated with Hiv-Related Knowledge among Transgender Adult: Evidence from Malaysia. Jurnal Pembangunan Sosial (JPS), 28 (1). pp. 1-15. ISSN 1394-6528

Lu, Ming Pey and Kosim, Zunarni (2021) Factors Affecting Consumers’ Cashless Payment Behaviours Admist the COVID-19 Pandemic. Other. Malaysian Communications and Multimedia Commission (MCMC), Selangor.

Lu, Ming Pey (2022) Reshaping Banking Services with Digital Innovation. Northern Malaysia Economic Bulletin (04). 08. ISSN 1511-3477